Debt Help in Scotland

In Scotland, we have a number of ways to consolidate your debts in to one place, reduce your monthly repayment to an affordable amount and get breathing space from your creditors – so they can’t keep calling, texting or emailing you!

We know it can be daunting understanding these options and choosing which one best suits you, so our expert advisors are on hand to help you understand your financial position, answer all your questions and guide you through each of the options.


Debt Arrangement Scheme

The Debt Arrangement Scheme (DAS Scotland) can be an ideal solution for people who have assets, but are struggling to maintain their existing monthly debt repayments...

Trust Deed

A Protected Trust Deed allows people who are struggling to maintain their debt repayments to consolidate them in to one monthly payment and write off any debt they cannot afford to repay...

Sequestration

Similar to a Trust Deed, a Sequestration allows you to pay what you can afford over a 4 year period and write off any unaffordable debt...

Minimal Asset Process

A form of bankruptcy in Scotland which allows people who have no assets and no affordability to write off their debt within 6 months...